Big events for each month of the last year - yep, that's right, I go a months without saying anything and then post a novella:
January: Got fired six days into the year. With this auspicious beginning, DH and I both start looking for work.
February: No one has found a job yet. Despite the financial stress and mounting credit card bills, the whole family seems to be generally doing better than 2008 (when we were dealing with many health issues and family struggles, and the girls were not getting the parental attention they needed).
March: Our credit card debt grows and our bank account empties completely. I find a year-long contract position and start March 15th. DH keeps watching the girls and looking for work. The UI check for all my UI payments for the last 2.5 months arrives one week after my first paycheck, just in time to pay for the mortgage for April.
April: Birthday celebrations for all! Grandparents are very generous to our daughters. There's also an anniversary in there, but as usual, no one makes a big fuss about it. DH keeps applying for jobs, and has it down to a fine art. He applies to 3 or 4 jobs a day when they are available, and does this in about 2 to 3 hours a day.
May: We have an unplanned pregnancy, as expected. The only surprise is that it took so long to happen. Although we are both quite worried about how we'll manage the birth in this economy, there is also a subtle resurgence of hope and motivation that our family sorely needed.
June: Stupid car keeps breaking down. I garden when I'm not working.
July: Not only does the stupid car keep breaking down, it's going to need a $2,400 repair in 6 months. We decide it's worth adding to our huge pile of debt to get a new car using Cash for Clunkers. We mitigate our embarressment over having a new car (and the accompanying debt) by getting the vehicle with the lowest Total Cost to Own that we can find, which turns out to be a Honda Fit and quite possibly the car we would have bought anyways if we'd had money. The girls promptly name "her" Bluea.
August: Outdoors projects! A new firepit, one fish pond turns into a sandbox, the garden grows and we eat lots of fresh snow peas. Blueberries come to adorn our front yard. DH starts getting rejection notices occasionally, and we both find this immensely encouraging and take it as a sign that the economy is improving.
September: I realize we're two weeks behind on our mortgage, and try budgeting with Mint.com, which is a really neat service. DH starts getting scheduled for phone interviews that then get cancelled because the job filled before anyone actually interviewed him. My sister gives us a free car that she'd located for us back when we were having car troubles.
October: It's a girl! I make a spreadsheet of all our expected income and predictable expenses through the end of the year, in addition to the budget at Mint.com. DH starts actually getting interviews in person and on the phone, rather than just scheduling and cancelling interviews. The girls have to use last year's Halloween costumes, but still have a great time trick-or-treating with the grandparents.
November: I start putting effort into stocking the freezer so we have food when the baby arrives. DH and I finally agree on a name for the baby. DH gets a job offer for a seasonal tax software support position, and accepts it. I get a holiday bonus for Thanksgiving. We come home from a wonderful Thanksgiving dinner with the step-family in-laws with butternut squash and an excellent bottle of home-made wine.
December: During a cold snap while we can't afford to heat the house, the shower drain freezes solid for about a week. The girls get excited about Christmas despite the lack of decor. I get extra hours at work plus holiday pay, but then lose some money when the family gets sick. We still have enough money to buy work clothes for DH and a few gifts and much needed things. We go to the San Juan Islands to visit the in-laws for Christmas, and a gloriously relaxing time is had by all. DH starts his job the last week of the year, and I start working from home on a schedule that is flexible enough that I can also care for the children. It's a little crazy, but works well enough.
And, looking forward to early 2010, here is what we expect to have happen:
January: DH continues to work while I care for the children and work from home. The baby is due January 22nd, which means 95% chance of being born between January 8th and February 5th. My family tends to run late, so bet on early February. I won't be taking maternity leave at all unless I absolutely physically must. The laptop comes to the hospital with me, and I could conceivably return to my work before I return to my home. DH will probably take a day or two of unpaid sick time to be with me until I leave the hospital.
February: DH could lose his job this month, but I'm guessing he won't. So this month will probably be him working full-time in the office and doing all the housework and cooking (he'll have a good freezer stash to work with) while I work full-time from home and care for the children - including the baby, who will essentially live on the nursing pillow while I work. I suspect I'm going to need some help, especially immediately after the birth.
March: DH could lose his job this month, and it's actually pretty likely that he will. I will definitely lose my job this month, as my contract ends March 15th. I'm supposed to be in the office to train my replacement from March 1st to March 15th. If DH is still working, we will need childcare during that time. I have no idea who or how that will work. Once the contract ends, I will get UI. We shouls also have a $1,000 emergency fund and may have some additional savings. There is a small chance that our mortgage payment might be reduced by $1,000 a month permanently starting about now if our application last October for a Home Mortgage Loan Modification finally goes through, but we aren't counting on it.
April: If DH hasn't lost his job yet, it will end by the 15th of this month. If he does get this far without being laid off, he might get UI. It won't be much, but every little bit helps. Either way, he's going to be looking for any work he can get to keep us from going broke, so I can focus on getting the best job I can. I don't want to end my "UI-paid maternity leave" for anything less than enough to cover our expenses and get us out of debt pretty quickly, too.
May: Our emergency fund and my UI will keep us in the black through this month even if DH's job ends back in March or earlier and even if we put all his income to paying off our credit cards. However, we'll need some additional income between March 15th and the end of May to make it through June in the black. We are pretty optimistic about being able to manage this.
Looking beyond May gets pretty hazy . . . things could end up being really messy financially, in the worst case, which could result in rough times for the whole family. Things could end up being really great, in the best case. So much depends on us finding jobs, and maybe even finding good jobs, and we only have so much control over that. However, I can say that baby Audrey will probably say her first word in 2010, and might even take her first steps near the end of the year. The twins will continue to grow up, and by December they will be 4 years 9 months old. We'll need to start deciding if we will put them into a public school kindergarten in September of 2011 or not. And, of course, we'll be in God's hands no matter what happens, and we will have each other (barring tragedy). There are some things that just don't depend on finances, and I would be a fool not to consider them worth mentioning.
Showing posts with label pregnancy. Show all posts
Showing posts with label pregnancy. Show all posts
Friday, January 1, 2010
Monday, November 16, 2009
Talking with the kids about birth
Iliana has asked a number of times about whether or not the baby has toys in my womb. I've explained to her that the baby doesn't yet know how to play with toys, and right now she just plays by kicking and moving her body. Of course, Iliana thinks this is sad and wants to get some toys in my womb for the baby to play with.
Both girls have been very curious about the idea of birth. I've been giving them all the information I can as they ask for it, and that seems to be working pretty well. I'm rather surprised by how they seem to handle the most explicit and even gory details just fine. Iliana was surprised to learn that there was a hole there for a baby to come out of. Lenora wanted to know about their birth as well, which was a C-section, and handled the cheerful, frank, and explicit three-sentence summary I gave her just fine - even the bit about the doctors cutting into my womb. She just listened and said, "Oh!" and then went back to playing. Who knows how much she actually retained?
Now I'm just waiting until we're waiting in line at the supermarket and they start explaining what they've learned to some hapless person who just happens to be standing next to us.
Both girls have been very curious about the idea of birth. I've been giving them all the information I can as they ask for it, and that seems to be working pretty well. I'm rather surprised by how they seem to handle the most explicit and even gory details just fine. Iliana was surprised to learn that there was a hole there for a baby to come out of. Lenora wanted to know about their birth as well, which was a C-section, and handled the cheerful, frank, and explicit three-sentence summary I gave her just fine - even the bit about the doctors cutting into my womb. She just listened and said, "Oh!" and then went back to playing. Who knows how much she actually retained?
Now I'm just waiting until we're waiting in line at the supermarket and they start explaining what they've learned to some hapless person who just happens to be standing next to us.
Wednesday, October 21, 2009
Kids say the cutest things
I got a few good quotes from the girls recently.
A few weeks back, Lenora offered me some of her food. I thanked her, and she told me that she was feeding the baby!
Lenora is so ready to help nurture and care for her baby sister. Iliana seems to be more ready for a playmate, so I suspect she won't show more than curiousity until the baby gets more active and can interact a bit more. Lenora wanted a baby sister, and Iliana wanted a baby brother. I suspect Iliana has noticed that younger boys tend to be more active than younger girls, and therefore more interesting (to her mindset). Lenora wants something to cuddle and love, so "more active" isn't a good thing to her. Judging by the kicking, this child might be more like Iliana than Lenora. Then again, it might just be that this little girl has more room to move around.
Other cutisms:
When I got home from work on Monday, Iliana ran up to me saying, "Mommy! Mommy! Mommy!" Then she got to me and asked, "Did you buy anything?" I think she wasn't asking for presents, so much as she was realizing that when I come home before their bedtime, I've usually bought groceries. But it was still funny!
At bedtime, Lenora was talking to herself a lot - then suddenly out of nowhere she looks a little concerned and says, "But Mommy, if you keep getting bigger, then maybe you might not be able to fit in the house." I reassured her that the baby would be born and would finish growing outside of me, just like them, and I would go back to my normal size. She didn't seem convinced - I think she then said, "But you might not . . ."
A few weeks back, Lenora offered me some of her food. I thanked her, and she told me that she was feeding the baby!
Lenora is so ready to help nurture and care for her baby sister. Iliana seems to be more ready for a playmate, so I suspect she won't show more than curiousity until the baby gets more active and can interact a bit more. Lenora wanted a baby sister, and Iliana wanted a baby brother. I suspect Iliana has noticed that younger boys tend to be more active than younger girls, and therefore more interesting (to her mindset). Lenora wants something to cuddle and love, so "more active" isn't a good thing to her. Judging by the kicking, this child might be more like Iliana than Lenora. Then again, it might just be that this little girl has more room to move around.
Other cutisms:
When I got home from work on Monday, Iliana ran up to me saying, "Mommy! Mommy! Mommy!" Then she got to me and asked, "Did you buy anything?" I think she wasn't asking for presents, so much as she was realizing that when I come home before their bedtime, I've usually bought groceries. But it was still funny!
At bedtime, Lenora was talking to herself a lot - then suddenly out of nowhere she looks a little concerned and says, "But Mommy, if you keep getting bigger, then maybe you might not be able to fit in the house." I reassured her that the baby would be born and would finish growing outside of me, just like them, and I would go back to my normal size. She didn't seem convinced - I think she then said, "But you might not . . ."
Monday, July 6, 2009
Baby!
Okay, I haven't gotten around to blogging about our new family member yet, and the first trimester is already almost over! Our baby's birth is expected in early February. The due date is January 22nd, but my family has a "tradition" of staying pregnant until at least 42 weeks, when they are induced or schedule a surgery.
Unfortunately, the Evergreen midwives (whom I received prenatal care from with my twins, until the cord was discovered to be presenting and I needed a C-section) are not an option for the birth. I will be attempting a VBAC, and the Evergreen midwives have a policy of scheduling a C-section for 41 weeks if you don't go into labor first as a VBAC. There's no good medical reason - they do it to avoid liability risks.
I'm trying to transfer my care to Dr. Dana Blackham, who really impressed me during our meet-and-greet with his transparency, knowledge, and interest in my input. Plus, his "late baby VBAC policy" allows for going to 43 weeks or even slightly later with regular ultrasounds and stress tests after 42 weeks (to detect post-maturity syndrome, I presume). Since a late baby is normal in my family, this was a good sign. He also didn't freak out about the idea of a VBAC with a 9-pound baby - and large babies are another family tradition, large even for late babies by a good half pound.
I also need to find a doula, which I haven't yet put much work into. I'd like to find someone who can not only support me & DH in the normal ways, by suggesting ways to cope with labor, but who can also support my faith. I want very much for my birth to be a chance for spiritual growth rather than just a situation to be endured. I don't know how realistic that is, having never been in labor, and I might be naive about being able to gain strength from prayer while, say, going through the transition phase - but I also know that when I get a strong "gut feeling" like this, it's usually worth checking out and putting some effort into. I don't object at all to people laughing at me if I throw the Rosary beads at the doula and beg for an epidural when push comes to shove . . . so to speak.
The girls are excited about the baby, although I think the idea is still a bit abstract for them. They know the baby will be here about one month after Christmas, so they get that there is a wait involved. We'll probably make a "baby advent calendar" from Christmas until a few weeks after the due date, to help them understand the timeline.
DH is also starting to show some signs of excitement, which is a big step. This baby wasn't exactly a surprise, but wasn't exactly planned either. I've been wanting to get pregnant again for about a year and a half, so I had few problems adjusting when our lazy attempts at avoiding pregnancy "failed". DH is in a different position, though. I will say that we both relaxed a lot once we learned that there was only one baby to prepare for, as twins would have devastating implications for our budget. It's not that babies are expensive (they aren't), but twin pregnancy and birth would highly impact my ability to earn an income. Our expenses can't go much lower than they are, since we are upside-down on our mortgage and can't sell the house. We could trim off maybe another $30 a month if we invested several hours a week, but at that point we're better off making sure I stay healthy and don't miss work with that time. It's just a better investment to keep me from missing a day and losing $200+ in income.
I need to write another post about car-buying, and another post about the cool home-improvement stuff I've been up to this last weekend, plus should also tell about our wonderful 4th of July - which, to me, really seemed like something out of a storybook, the stuff nostalgia is made of.
Honestly, the financial stress and what-ifs have been a constant annoyance - but overall, I really feel like my life since getting fired from MS has been quite blessed. It's not exactly because I was fired, although getting rid of the bad history at that job and getting lots of time with my children (who desperately needed an attentive parent by that point) really did help everyone get their feet back on the ground.
Pregnancy has also been a great blessing. I really don't take good enough care of myself normally, whether because I'm busy and too much depends on me, or I'm trying to save money, or whatever. Pregnancy forces me to give greater weight to my own health, both because of the increased frailty of my health and because the baby's health is dependent upon my own. The net result is better work-life balance, and I actually get more done than usual at home and work, while still being fairly available to the kids. A lot of this is because I lean more on DH, and find that DH is also strengthened by the challenge of providing for this baby so that he is more available than normal. He was an amazing father during and after my first pregnancy, and I can see him finding his way back into that role again during this pregnancy.
Unfortunately, the Evergreen midwives (whom I received prenatal care from with my twins, until the cord was discovered to be presenting and I needed a C-section) are not an option for the birth. I will be attempting a VBAC, and the Evergreen midwives have a policy of scheduling a C-section for 41 weeks if you don't go into labor first as a VBAC. There's no good medical reason - they do it to avoid liability risks.
I'm trying to transfer my care to Dr. Dana Blackham, who really impressed me during our meet-and-greet with his transparency, knowledge, and interest in my input. Plus, his "late baby VBAC policy" allows for going to 43 weeks or even slightly later with regular ultrasounds and stress tests after 42 weeks (to detect post-maturity syndrome, I presume). Since a late baby is normal in my family, this was a good sign. He also didn't freak out about the idea of a VBAC with a 9-pound baby - and large babies are another family tradition, large even for late babies by a good half pound.
I also need to find a doula, which I haven't yet put much work into. I'd like to find someone who can not only support me & DH in the normal ways, by suggesting ways to cope with labor, but who can also support my faith. I want very much for my birth to be a chance for spiritual growth rather than just a situation to be endured. I don't know how realistic that is, having never been in labor, and I might be naive about being able to gain strength from prayer while, say, going through the transition phase - but I also know that when I get a strong "gut feeling" like this, it's usually worth checking out and putting some effort into. I don't object at all to people laughing at me if I throw the Rosary beads at the doula and beg for an epidural when push comes to shove . . . so to speak.
The girls are excited about the baby, although I think the idea is still a bit abstract for them. They know the baby will be here about one month after Christmas, so they get that there is a wait involved. We'll probably make a "baby advent calendar" from Christmas until a few weeks after the due date, to help them understand the timeline.
DH is also starting to show some signs of excitement, which is a big step. This baby wasn't exactly a surprise, but wasn't exactly planned either. I've been wanting to get pregnant again for about a year and a half, so I had few problems adjusting when our lazy attempts at avoiding pregnancy "failed". DH is in a different position, though. I will say that we both relaxed a lot once we learned that there was only one baby to prepare for, as twins would have devastating implications for our budget. It's not that babies are expensive (they aren't), but twin pregnancy and birth would highly impact my ability to earn an income. Our expenses can't go much lower than they are, since we are upside-down on our mortgage and can't sell the house. We could trim off maybe another $30 a month if we invested several hours a week, but at that point we're better off making sure I stay healthy and don't miss work with that time. It's just a better investment to keep me from missing a day and losing $200+ in income.
I need to write another post about car-buying, and another post about the cool home-improvement stuff I've been up to this last weekend, plus should also tell about our wonderful 4th of July - which, to me, really seemed like something out of a storybook, the stuff nostalgia is made of.
Honestly, the financial stress and what-ifs have been a constant annoyance - but overall, I really feel like my life since getting fired from MS has been quite blessed. It's not exactly because I was fired, although getting rid of the bad history at that job and getting lots of time with my children (who desperately needed an attentive parent by that point) really did help everyone get their feet back on the ground.
Pregnancy has also been a great blessing. I really don't take good enough care of myself normally, whether because I'm busy and too much depends on me, or I'm trying to save money, or whatever. Pregnancy forces me to give greater weight to my own health, both because of the increased frailty of my health and because the baby's health is dependent upon my own. The net result is better work-life balance, and I actually get more done than usual at home and work, while still being fairly available to the kids. A lot of this is because I lean more on DH, and find that DH is also strengthened by the challenge of providing for this baby so that he is more available than normal. He was an amazing father during and after my first pregnancy, and I can see him finding his way back into that role again during this pregnancy.
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